Or would your rather live practically mortgage free on a big property (possibly lake or ocean front) in a newer home with an easy commute..where you don't HAVE to work to pay the mortgage? But no family friends that you know... (a new city) A smaller city, but a new adventure?
Although nothing has come to fruition yet, it has gotten closer to really making us weigh in on these decisions. I really wish an answer was so definite for me. As a fence sitter, I now realize the impact of both sides of the fence eating away at me, instead of just one.